Our mission is to provide the lowest cost loan for your personal or business needs, to provide the highest level of professional advice and to support you before, during and after the loan process.
Buying your first home loan is a big deal, we provide practical information and an expert Finance Broker to help you get there. Compare your qualifying home loan rates, how to formally apply, how much you can borrow, and any documents you need to arrange.
We help investors with small or large complex portfolios to get the tight loans and the right structure, to pay less. Structure new and existing loans for maximum investment return and flexibility for your long-term success. Get approved for more — we now use the new reduced apra lending assessment rates, and compare dozens of lenders, so you can borrow more, and pay less, Fast!
We work with the best lenders in the market, including the Big 4, Second Tier, Non-Bank and Private Lenders. Whether you need $0.5M or $200M, we have the networks and experience to give you transparent, product advice on the loan that's suits for your business needs. We Get The Job Done!
Our new smart application process is both easy and fast.
Simply complete the online application by clicking “Apply Now” at the top of the page.
It takes under 10 minutes to apply!
How fast will I get a decision?
Typically, we can provide your lending options within an hour when applying during standard business hours.
We will provide your lowest cost lending options and aim to have submitted with your chosen lender within 24 hours.
If you choose to upload copies of your supporting documents we can prioritise your application and seek approval in as little as one business day.
What documents will I need?
License and Medicare card are required for identification.
Depending on your loan purpose and employment status the required documents will vary.
For employees we generally require your most recent two payslips and group certificates.
For self employed applicants we will need your last two years financials and tax returns or for our Low Doc loans you will just require a BAS or an accountants declaration for your proof of income.
Finally proof of your funds/deposit to complete purchase or existing loan statements for refinance applications.
How much can I borrow?
The total amount you can borrow will depend on the specific circumstances of your financials.
We will compare approximating 40 lenders and advise how much each lender will offer you based on your circumstances.
You can apply for a Home Loan in under 10 minutes 24/7 online or over the phone during business hours.
If you provide your requested documents upfront we will submit your loan within 24 hours to your chosen lender. Your loan could be approved in as little as 24 hours.
Our smart technology makes the application process simple & easy.
Not a problem we have lenders that accept financial defaults and even discharged bankruptcy from day one.
We offers Home Loans of $50,000 to $50,000,000 with terms between 1 and 40 years.
We offer both Full Doc & Low Doc loan options.
We also offer Interest only loans.
Specialist advice for First Home Buyers.
Commercial & Industrial loans.
Loans for Investors & Property Developers.
Zip, Zilch, Nada, Nothing.
We don’t charge a cent to organise your home loan.
Speak to our expert brokers we will explain the pros and cons of each option.
Sure thing. Call our friendly team on 1300 424 255.
Our operating hours are Monday – Friday: 8:30am – 6pm (AEST) and Saturday: 10am – 3pm (AEST).
iChallenge Home Loans Disclaimer
The information provided is for general information purposes only and is not intended to be specialist or personal advice. Because of this, you should consider this advice before taking any action. It should not be relied upon entirely for the purposes of entering into any legal or financial commitments. If any financial product has been mentioned, you should obtain and read a copy of the relevant Product Disclosure Statement and consider the information contained within that statement before making any decision about whether to acquire the product. You can obtain a copy of the PDS by emailing admin©ichallenge.com.au or by calling 13 42 42 55. *Note: ie the home loan with the lowest current interest rate may not be the most suitable for your circumstances. You may not qualify for that particular product, and not all products are available in all states and territories.