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    Here are a few of the most popular Car loans we offer:

    Easy loan selection and approval process

    What are you waiting for?

    Secure the lowest possible rate on your loan and you could save yourself THOUSANDS.
    Join hundreds of happy customers and get your hands on the money you need, fast!

    Click here to apply

      I have already recommended iChallenge to my family, friends, and work colleagues.

      Amanda , Sydney NSW , 11.07.2019

      I got approval in a day and repayments were lower than the dealership quoted. Thankyou!

      Martin Finch , Port Macquarie , 10.04.2019

      Customer support is second to none. Got a great rate and fast approval.

      Stephen Johnson , Warners Bay NSW , 16.07.2019

      Get Approved, Save money, Simple!

      We take the work out of getting a Car Loan

      We want to make your life easy. Unlike traditional lenders, our entire process puts you in control of getting a Car Loan – so you spend less time applying, and more time realising your dreams.
      How do I apply?

      Our new smart application process is both easy and fast.

      Simply complete the online application by clicking “Apply Now” at the top of the page.

      It takes under 5 minutes to apply!

      How fast will I get a decision?

      Typically, we can provide your lending options within an hour when applying during standard business hours.

      We will provide your lowest cost lending options and aim to have submitted with your chosen lender within 24 hours. 

      If you choose to upload copies of your supporting documents we can prioritise your application and seek approval in as little as one business day.

      What documents will I need?

      Drivers license is required for identification.

      Depending on your loan purpose and employment status the required documents will vary. 

      For employees we generally require your most recent two payslips.

      For self employed applicants we will need your last two years financials and tax returns or for our Low Doc loans you can self declare your income and provide no financials.

      What can Car Loan be used for?

      We can organise car loans for personal or business use or both!

      How are Car Loans different?

      Every lender has different approval criteria and required documentation.

      Our expert car finance brokers will advise you on the lowest cost loan based on your circumstances.

      How much can I borrow?

      The total amount you can borrow will depend on your personal circumstances.

      We will compare approximately 28 car & equipment lenders and advise how much each lender will offer you based on your circumstances.

      Can I finance a private sale vehicle?

      Sure thing!

      We offer finance for both private sale & dealer vehicles and make the process easy.

      Can I speak to someone about a Car Loan?

      Sure thing. Call our friendly team on 1300 424 255.

      Our operating hours are Monday – Friday: 8:30am – 6pm (AEST) and Saturday: 10am – 3pm (AEST).

      Apply online 24/7 with our smart application system and we will call you back, Fast!

      Get Approved, Save money, Simple!

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